PPO (Preferred Provider Organization) plans offer maximum flexibility, allowing you to see any healthcare provider without referrals. You receive the highest benefits when using in-network providers, but you also have the freedom to see out-of-network specialists. This makes PPO plans ideal for executives and professionals who value choice and convenience in their healthcare.

Absolutely. We specialize in health insurance solutions for self-employed professionals and entrepreneurs in the Permian Basin. Our self-employed plans offer tax advantages, flexible coverage options, and the ability to include family members. We understand the unique needs of business owners and provide personalized solutions that protect both your health and your financial interests.

We proudly serve all of Midland TX including Grassland Estates, Green Tree, the 79707 area, and the affluent neighborhoods of Odessa. Our deep local expertise in the Permian Basin allows us to provide personalized service and understand the specific healthcare needs of our community's professionals and families.

Our Executive Medical Insurance packages include premium features such as concierge medical services, priority appointment scheduling, access to top-tier specialists nationwide, international coverage options, and comprehensive executive health assessments. These plans are designed for high-net-worth individuals who expect the finest healthcare access and white-glove service.

Coverage timelines vary based on the plan type and your specific situation. Many of our clients can secure coverage within days of application approval. We work efficiently to expedite the process while ensuring you receive the most appropriate coverage for your needs. Contact us for a personalized timeline based on your circumstances.

Under the Affordable Care Act, health insurance plans cannot deny coverage or charge higher premiums based on pre-existing conditions. We ensure all our plans comply with federal regulations while providing comprehensive coverage. During your consultation, we'll discuss how your specific health history affects your coverage options and costs.

Yes, customization is one of our specialties. We understand that every client has unique healthcare needs and financial considerations. We work closely with you to design a plan that includes the right balance of coverage, deductibles, co-pays, and additional benefits such as dental, vision, and prescription drug coverage to match your lifestyle and budget.